James C. Smith is Owner / CEO of JCSmith Advisors, a bank consultancy to regional and community banks, and to institutional bank investors. JCSmith Advisors provides strategic, organizational and capital management advice to small/midsize bank CEOs and boards, and serves as senior advisor to select fintech firms that are natural bank partners. Services include advice regarding strategic choices, CEO succession planning, setting performance objectives, capital allocation and effective board governance. The firm also provides due diligence services to investors.